Use case
Trade Exchange Software
The platform 50+ trade exchanges run on across 21 countries.
Read more →Use case
Time Bank Software
The professional-grade platform for time banks that want to scale beyond 100 members.
In one paragraph
A time bank is a community currency system where members exchange services using time as the unit — typically one hour of service equals one time credit, regardless of the skill involved. Time banks emphasize equality of contribution and are usually run by community groups, non-profits, or municipal organizations.
How XO works for time banks
XO supports hours as a first-class currency unit, not a workaround. Time credits behave exactly like trade dollars — same ledger, same transaction authorization, same reporting — they're just denominated in hours instead of money.
What time bank operators usually struggle with is volunteer management at scale: matching offers to needs, preventing burnout among prolific givers, surfacing inactive members. XO's broker tooling and member analytics handle this directly. If you've been wishing your registry had a real CRM, this is it.
Hours as a first-class currency (1 hour = 1 time credit, configurable)
Marketplace of offers and requests with smart matching
Member activity tracking — surface inactive or over-extended members
Multi-language portal for diverse communities
Operator dashboard for funders / municipal grant reporting
White-label your community's name and brand
What's different vs hOurworld, TimeBanks USA, or a custom registry
Most existing time bank tools are either non-profit-built community registries (limited features, can't scale) or repurposed volunteer management software (no real currency model). XO is enterprise-grade software at non-profit-friendly pricing.
If your time bank has more than ~100 active members or operates across multiple sites, you've probably already hit the limits of what registry-style tools can do. XO is the next step up — without a six-figure custom build.
Common questions
Q
Does XO support time-based currency or only money-based trade dollars?
Both, and you can run them side by side if needed. The currency engine doesn't care whether the unit is dollars, hours, or arbitrary credits — you configure the unit definition and the platform handles the rest.
Q
Is XO affordable for a non-profit-run time bank?
Pricing is scaled to network size, so a small community time bank pays a fraction of what a large commercial exchange pays. We don't have a separate non-profit discount, but the standard pricing already fits most community-run time banks.
Q
Can multiple time banks share one XO instance?
Yes. Multi-bank configurations let regional networks (e.g., a network of city time banks) share infrastructure while keeping each local bank's branding and accounting separate.
Want to see XO running for time bank software?
30-minute walkthrough on a live sandbox tenant. Bring your specific operating model — we'll show you exactly how it maps onto the platform.
Schedule a Call →Other use cases
Use case
LETS Network Software
Modern infrastructure for LETS networks that want to grow without losing their community feel.
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Complementary Currency Platform
Run any non-fiat currency — community, mutual credit, hours, asset-backed — on infrastructure that scales.
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