Trade Exchange Software
The platform 50+ trade exchanges run on across 21 countries.
Read more →Modern infrastructure for LETS networks that want to grow without losing their community feel.
A LETS (Local Exchange Trading System) is a community-currency network where members trade goods and services using a locally-named currency that exists only within the network. LETS use mutual credit — members start with zero balance and go into negative when they spend, positive when they earn. It self-balances over time.
LETS networks have a specific operating pattern: small to mid-size memberships, mutual credit (members can hold negative balances), strong local-community identity, and operators who are usually volunteers. XO handles all of it.
The currency name is yours. "Brixton Pounds," "Stroud Hours," "GreenDollars" — whatever your network calls its currency, that's what shows up on every screen, statement, and email. The platform stays out of your community's way.
Many LETS networks run on Cyclos (powerful but technical), LETSlink (mature but aging), or a printed quarterly newsletter and a treasurer's spreadsheet. Each has trade-offs.
XO sits between them: more modern and less technical to operate than Cyclos, more capable than newsletter-driven systems, and built for networks that want to last 20 years without infrastructure rot.
Yes. Mutual credit limits are configurable per member or per member tier. Members can spend before they've earned, up to whatever ceiling your network sets.
Yes. The currency name and unit symbol are configurable. Your members will only see your network's currency name throughout the platform.
It can be, but spreadsheets work well at that scale. The case for moving to XO is usually about growth potential, multi-language needs, or wanting to look professional to attract new members. Talk to us — we'll give you an honest answer about whether you're ready.
30-minute walkthrough on a live sandbox tenant. Bring your specific operating model — we'll show you exactly how it maps onto the platform.
Schedule a Call →The platform 50+ trade exchanges run on across 21 countries.
Read more →The professional-grade platform for time banks that want to scale beyond 100 members.
Read more →Run any non-fiat currency — community, mutual credit, hours, asset-backed — on infrastructure that scales.
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