Terms of Service

1. Acceptance of Terms

By accessing and using the XO Software website (xosoftware.tech) and our barter exchange software platform, you accept and agree to be bound by the terms and provisions of this Agreement.

2. Description of Service

XO Software provides a white-label SaaS barter exchange platform that enables users to launch, manage, and grow trade exchange networks. The service includes transaction processing, member management, reporting tools, and administrative features.

3. User Accounts and Registration

To access certain features of our service, you may be required to create an account. You agree to:

• Provide accurate and complete registration information
• Maintain the security of your account credentials
• Promptly update any changes to your information
• Accept responsibility for all activities that occur under your account

4. Payment Terms

Some features of our service require payment of fees. By subscribing to a paid plan, you agree to:

• Pay all applicable fees in a timely manner
• Provide valid payment information
• Accept that fees are non-refundable unless otherwise specified
• Authorize us to charge your payment method for any due amounts

5. Acceptable Use

You agree not to use our service to:

• Violate any applicable laws, regulations, or third-party rights
• Engage in fraudulent or illegal activities
• Transmit harmful, offensive, or inappropriate content
• Attempt to gain unauthorized access to our systems
• Interfere with the proper operation of the platform

6. Intellectual Property Rights

The XO Software platform, including all content, features, and functionality, is owned by XO Software and is protected by copyright, trademark, and other intellectual property laws. You may not copy, modify, distribute, sell, or lease any part of our service without our prior written consent.

7. Limitation of Liability

In no event shall XO Software be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:

• Your access to or use of or inability to access or use our service
• Any conduct or content of any third party on our service
• Any content obtained from our service
• Unauthorized access, use, or alteration of your transmissions or content

8. Disclaimer of Warranties

Our service is provided on an "as is" and "as available" basis. XO Software makes no representations or warranties of any kind, express or implied, as to the operation of our services, or the information, content, or materials included therein.

9. Indemnification

You agree to indemnify, defend, and hold harmless XO Software and its officers, directors, employees, agents, and affiliates from and against any and all claims, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising out of or relating to your use of our service or any violation of these Terms.

10. Termination

We may terminate or suspend your account and access to our service immediately, without prior notice or liability, for any reason, including breach of these Terms. Upon termination, your right to use our service will immediately cease.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law provisions.

12. Changes to Terms

We reserve the right to modify these Terms at any time. We will provide notice of any material changes by posting the new Terms on this page. Your continued use of our service after such changes constitutes acceptance of the new Terms.

13. Contact Information

If you have any questions about these Terms, please contact us at: